Fees for aesthetic surgery traditionally are paid prior to surgery. Costs vary widely and depend upon the complexity of the operation, where the surgery takes place and which anesthetic is administered. In some circumstances, Dr. Swift offers package pricing for aesthetic procedures. For example, multiple procedures performed at the same time in the same setting are less costly than if they were arranged separately. The feasibility of combined procedures should be discussed with Dr. Swift.

As a rule, aesthetic plastic surgery is considered "elective surgery" and is not covered by socialized medicare (ex. RAMQ, OHIP) nor most private insurance plans. However, sometimes there is a fine line between whether the surgery's prime objective is to improve appearance or to improve function. For example, protruding or large ears may be considered a birth defect and ear surgery deemed necessary to correct it. Similar judgments may be made regarding eye surgery if drooping lids impair vision; or regarding breast reduction, if the weight of the breasts causes pain or interferes with normal activity.